Terms of Service | ClearLane Auto Insurance

Last updated: September 23, 2026

1. Agreement to Terms

These Terms of Service constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and ClearLane Auto Insurance ("ClearLane", "we", "us", or "our"), concerning your access to and use of the clearlaneauto.com website as well as any other media form, media channel, mobile website, or mobile application related, linked, or otherwise connected thereto (collectively, the "Site").

You agree that by accessing the Site, you have read, understood, and agree to be bound by all of these Terms of Service. If you do not agree with all of these Terms of Service, then you are expressly prohibited from using the Site and you must discontinue use immediately.

2. Service Description

ClearLane provides an online platform that connects consumers seeking insurance with insurance carriers, agents, and brokers. We do not provide insurance coverage directly. Our service allows you to:

Enter your information to receive insurance quotes
Compare rates and coverage options from multiple insurance providers
Connect with insurance agents and carriers
Access educational content about insurance

By using our service, you understand that:

We are not an insurance company, agent, or broker
We do not provide insurance advice, recommendations, or coverage
The quotes provided through our service are estimates and subject to verification by the insurance providers
The final insurance rates and terms are determined by the insurance providers based on their underwriting criteria

3. User Representations

By using the Site, you represent and warrant that:

You are at least 18 years of age
You have the legal capacity to enter into these Terms of Service
You will not access the Site through automated or non-human means, except as specifically permitted
You will not use the Site for any illegal or unauthorized purpose
Your use of the Site will not violate any applicable law or regulation
All information you provide is true, accurate, current, and complete

4. Prohibited Activities

You may not access or use the Site for any purpose other than that for which we make the Site available. As a user of the Site, you agree not to:

Systematically retrieve data or other content from the Site to create or compile, directly or indirectly, a collection, compilation, database, or directory
Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information
Circumvent, disable, or otherwise interfere with security-related features of the Site
Use any information obtained from the Site to harass, abuse, or harm another person
Make improper use of our support services or submit false reports of abuse or misconduct
Use the Site in a manner inconsistent with any applicable laws or regulations
Upload or transmit viruses, Trojan horses, or other material that interferes with any party's use of the Site
Attempt to bypass any measures of the Site designed to prevent or restrict access

5. Consent to Contact

By submitting your information through the Site, you provide your prior express written consent to be contacted by ClearLane and by one or more of our marketing partners, insurance carriers, agents, or brokers at the telephone number, email address, and mailing address you provide. This contact may be made using an automatic telephone dialing system, an artificial or prerecorded voice, text message (SMS or MMS), or email, even if the number you provide is on a state or federal Do Not Call registry.

You understand that your consent is not a condition of purchasing any property, goods, or services, and that message and data rates may apply. You may opt out of future communications at any time by following the instructions provided in a message or by contacting us using the details in the "Contact Us" section below.

6. Submissions

You acknowledge and agree that any questions, comments, suggestions, ideas, feedback, or other information regarding the Site ("Submissions") provided by you to us are non-confidential and shall become our sole property. We shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of these Submissions for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you.

7. Third-Party Websites and Content

The Site may contain links to other websites ("Third-Party Websites") as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software, and other content or items belonging to or originating from third parties ("Third-Party Content").

We are not responsible for any Third-Party Websites or Third-Party Content accessed through the Site. If you access a Third-Party Website from the Site, you do so at your own risk, and you understand that these Terms of Service and our Privacy Policy do not apply to your use of such Third-Party Websites.

8. Disclaimer

THE SITE IS PROVIDED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS. YOU AGREE THAT YOUR USE OF THE SITE AND OUR SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SITE AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

9. Limitation of Liability

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

10. Indemnification

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys' fees and expenses, made by any third party due to or arising out of your use of the Site, your breach of these Terms of Service, or your violation of the rights of a third party.

11. Governing Law

These Terms of Service and your use of the Site are governed by and construed in accordance with the laws of the State of California, applicable to agreements made and to be entirely performed within the State of California, without regard to its conflict of law principles.

12. Changes to These Terms

We reserve the right to change, modify, or remove the contents of the Site at any time or for any reason at our sole discretion without notice. We may also update these Terms of Service from time to time. All changes are effective immediately when we post them, and your continued use of the Site after any changes indicates your acceptance of the updated Terms.

13. Contact Us

If you have any questions about these Terms of Service, please contact us at:

Phone: (800) 555-0100
Email: info@clearlaneauto.com